February Bitcoin Savings Account Rate Roundup

Rates have stabilized after a number of reductions last year. The Macro environment remains unstable with central banks threatening interest rate hikes but many are skeptical of how they will deliver increases with record indebtedness among both borrowers and nations.

Bitcoin savings accounts rely on the demand for lending and borrowing of crypto assets to provide yield for those with savings.

Best Interest Rates for February

Using the links in this table supports FiWithBitcoin.

Bitcoin Savings AccountTierRateTier 2RateTier 3Rate
Ledn0-0.5 BTC6.25%>0.5 BTC2.25%
BlockFi0-0.1 BTC4.5%0.1-0.35 BTC1.0%>0.35 BTC0.1%
Celsius* 0-0.25 BTC6.2%>0.25 BTC3.05%
Nexo**0-$50,000USD4%>$50,000USD1%
Crypto.com***>01.5%
  • *Celsius rates change weekly and are compounded weekly. They were accurate at time of publishing.
  • **Nexo rates are compounded daily or can be locked in 30 day term deposits for higher yields. Tiers are measured based on USD value not number of Bitcoins. Holding Nexo tokens can earn a higher yield.
  • ***Crypto.com rates are compounded weekly or can be locked in 30 or 90 day term deposits for higher yields. Staking Crypto.com Coin tokens can earn a higher yield.

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