April 2022 Bitcoin Savings Rate Roundup

Bitcoin Savings Account Rates continue to fall in a long-term trend reflecting weakening demand to borrow Bitcoin for short sellers as well as a falling cost of capital for Bitcoin businesses.

Regulatory pressure continues to mount but competition is keeping rates significantly higher than traditional bank deposits.

Bitcoin savings accounts rely on the demand for lending and borrowing of crypto assets to provide yield for those with savings.

Best Interest Rates for April, 2022

Using the links in this table supports FiWithBitcoin.

Bitcoin Savings AccountTierRateTier 2RateTier 3RateReward*****
Ledn0-.5 BTC5.25%>0.5 BTC2.0%$10USD
BlockFi0-.1 BTC4.5%.1-.35 BTC1.0%>.35 BTC0.1%$10USD
Celsius*0-1 BTC5%>1BTC1.5%$50USD
Nexo**0-$50,000USD4%>$50,000USD1%$25USD
Crypto.com***>01.5%
Abra****>02%$25USD

Deposits are not insured or protected by Federal Deposit Insurance or Canada Deposit Insurance and are exposed to additional unspecified risks. Deposit at your own risk.

  • *Celsius rates change weekly and are compounded weekly. They were accurate at the time of publishing.
  • **Nexo rates are compounded daily or can be locked in 30-day term deposits for higher yields. Tiers are measured based on USD value not the number of Bitcoins. Holding Nexo tokens can earn a higher yield.
  • ***Crypto.com rates are compounded weekly or can be locked in 30 or 90-day term deposits for higher yields. Staking Crypto.com Coin tokens can earn a higher yield.
  • ****Abra rates are compounded daily and paid out weekly. Higher yields are offered for holding CPRX tokens.
  • *****All rewards are subject to minimum deposit and/or minimum duration and are subject to change at any time.

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